In the February 1998 issue of the Journal of the American Association of Individual Investors an article called “Retirement Spending: Choosing a Sustainable Withdrawal Rate,” by Philip L. Cooley, Carl M. Hubbard, and Daniel T. Walz (all professors at Trinity University in Texas), appeared. It has been nicknamed, the Trinity Study, and the central finding was using an annual 4% withdrawal rate, […]
Qualities of a Good Job & Life
I tend to like “life advice”. Whether it’s an article describing someone’s insight, a good graduation address or a book with general strategies for common issues I’m usually intrigued. At the same time, I have contempt for quite a bit of “self help” and have written damning reviews of books like “Rich Dad, Poor Dad”. A few books […]
Whom to Trust?
SINCE THIS WAS ORIGINALLY POSTED, MONEYSENSE HAS DISCONTINUED THE PROGRAM DISCUSSED HERE. When I used to blog on Money Smarts as Mr. Cheap, I wrote some posts dealing with the topic of trust. It’s an area I remain interested in. As the world gets bigger and we’re more often doing business with people we don’t know, it becomes […]
My Experiences with Republic Wireless
This review of a cell provider is non-affiliate and unsolicited, I receive no compensation of any kind (including samples or discounted service) for this post. THIS IS A REPOST OF A 7 YEAR OLD REVIEW FROM ME. IT’S PRESENTED FOR HISTORICAL INTEREST AND A VERY GENERAL VIEW OF THE COMPANY. NONE OF THE INFORMATION ABOUT […]
HYIP – Avoid at All Cost!
Years ago I came across High Yield Investment Programs and was shocked at their existence. They somehow continue to exist and after I had a twitter account promoting them start to follow me the other day, I thought they would make an excellent scam warning post. There are certain things people who have been investing for a while will […]
When Can I Retire?
Retiring and committing yourself to live the rest of your life off of a set sum of money is a scary prospect. As I’ve written before, both of my grandmothers asked “do I have enough money to last me for the rest of my life?”, so this is a source of anxiety for many people even […]
My Experience With a Virtual Assistant
I first came across the idea of virtual assistants while reading Tim Ferriss’ The 4-Hour Workweek (affiliate link). As part of his program to make his life as efficient as possible, he hired a virtual assistant in India to help him with a variety of tasks in his life. After reading about this in Tim’s book, I […]
Book Review: So Good They Can’t Ignore You
The Amazon links in this post are affiliate links, meaning I get money if anyone clicks on them then makes a purchase. Cal Newport is an assistant professor of computer science at Georgetown University. He’s written a number of advice books for students at different levels (How to Be a High School Superstar, How to Become a […]
Properly Pricing Things
I wrote a post on another blog I run, that talked about selling farm fresh eggs. It was the first post on that blog to provoke an e-mail from a reader, and it was interesting as the e-mail was to tell me I was dead wrong on how to price eggs, and walked me through “the […]
Book Review: How to Fail at Almost Everything and Still Win Big: Kind of the Story of My Life
The Amazon links in this post are affiliate links, meaning I get money if anyone clicks on them then makes a purchase. Scott Adams is most famous as the cartoonist behind Dilbert. Leading up to his success with his comic strip, and since achieving his success with his comic strip he has attempted all sorts of […]