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John Champaign Writes

Adventures in Self Publishing

Business

Make ‘No’ Your Magic Word 

November 28, 2022 by John Champaign Leave a Comment

When two-year-olds first learn to say no, it’s a trying time for their parents.  The epiphany that these all-powerful gods, known as mom and dad, who have controlled every aspect of their existence up to that point can be refused is intoxicating.  Some studies have measured that toddlers argue with their parents 20-25 times an […]

Filed Under: Real Estate

Negotiating After Getting A Job Offer

September 7, 2022 by John Champaign Leave a Comment

I’ve published my second non-fiction book. It’s about making the most of a job offer from a company, increasing the compensation as much as possible. It’s currently available for pre-order and will be released on Friday, September 9th. I decided to write this book after continually seeing posts on /r/negotiation from people who had interviewed […]

Filed Under: Business

How to Pay International Contractors

August 24, 2022 by John Champaign Leave a Comment

Introduction Hiring offshore workers has been a prominent feature of globalization for years.  An ever-increasing number of companies have decided to tap into the vast pool of talent available beyond the U.S. borders.  Hiring this way is different, and it’s natural to feel nervous about it the first time.  “How do I find workers?”, “how […]

Filed Under: Business

A Practical View on the 4% Rule

April 27, 2022 by John Champaign Leave a Comment

In the February 1998 issue of the Journal of the American Association of Individual Investors an article called “Retirement Spending: Choosing a Sustainable Withdrawal Rate,” by Philip L. Cooley, Carl M. Hubbard, and Daniel T. Walz (all professors at Trinity University in Texas), appeared.  It has been nicknamed, the Trinity Study, and the central finding was using an annual 4% withdrawal rate, […]

Filed Under: Business

Qualities of a Good Job & Life

April 25, 2022 by John Champaign Leave a Comment

I tend to like “life advice”.  Whether it’s an article describing someone’s insight, a good graduation address or a book with general strategies for common issues I’m usually intrigued.  At the same time, I have contempt for quite a bit of “self help” and have written damning reviews of books like “Rich Dad, Poor Dad”. A few books […]

Filed Under: Business

Whom to Trust?

April 22, 2022 by John Champaign Leave a Comment

SINCE THIS WAS ORIGINALLY POSTED, MONEYSENSE HAS DISCONTINUED THE PROGRAM DISCUSSED HERE. When I used to blog on Money Smarts as Mr. Cheap, I wrote some posts dealing with the topic of trust.  It’s an area I remain interested in.  As the world gets bigger and we’re more often doing business with people we don’t know, it becomes […]

Filed Under: Business

My Experiences with Republic Wireless

April 20, 2022 by John Champaign Leave a Comment

This review of a cell provider is non-affiliate and unsolicited, I receive no compensation of any kind (including samples or discounted service) for this post. THIS IS A REPOST OF A 7 YEAR OLD REVIEW FROM ME. IT’S PRESENTED FOR HISTORICAL INTEREST AND A VERY GENERAL VIEW OF THE COMPANY. NONE OF THE INFORMATION ABOUT […]

Filed Under: Business

HYIP – Avoid at All Cost!

April 18, 2022 by John Champaign Leave a Comment

Years ago I came across High Yield Investment Programs and was shocked at their existence.  They somehow continue to exist and after I had a twitter account promoting them start to follow me the other day, I thought they would make an excellent scam warning post. There are certain things people who have been investing for a while will […]

Filed Under: Business

When Can I Retire?

April 15, 2022 by John Champaign Leave a Comment

Retiring and committing yourself to live the rest of your life off of a set sum of money is a scary prospect.  As I’ve written before, both of my grandmothers asked “do I have enough money to last me for the rest of my life?”, so this is a source of anxiety for many people even […]

Filed Under: Business

My Experience With a Virtual Assistant

April 13, 2022 by John Champaign Leave a Comment

I first came across the idea of virtual assistants while reading Tim Ferriss’ The 4-Hour Workweek (affiliate link).  As part of his program to make his life as efficient as possible, he hired a virtual assistant in India to help him with a variety of tasks in his life.  After reading about this in Tim’s book, I […]

Filed Under: Business

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